2. The cookies we use
We use four categories. Only essential cookies are on by default.
| Category | What it does | Default |
|---|---|---|
| Essential | Runs the site and your dashboard: page loading, sign-in, security checks, fraud detection, checkout, live chat and remembering your cookie choices. | Always on |
| Preferences | Remembers settings such as language and currency. | Off until you allow it |
| Analytics | Shows us which pages people use and where they get stuck, so we can fix and improve them. | Off until you allow it |
| Marketing | Measures our ads, makes the MultiFunded offers you see elsewhere more relevant, and credits partners who refer you. | Off until you allow it |
Essential
Always onRuns the site and your dashboard: page loading, sign-in, security checks, fraud detection, checkout, live chat and remembering your cookie choices.
Preferences
Off until you allow itRemembers settings such as language and currency.
Analytics
Off until you allow itShows us which pages people use and where they get stuck, so we can fix and improve them.
Marketing
Off until you allow itMeasures our ads, makes the MultiFunded offers you see elsewhere more relevant, and credits partners who refer you.
Essential cookies need no consent: the Service cannot work without them.
3. The tools that set them
These are the third-party tools we use on the website, and the category each one belongs to. A tool in an optional category loads only after you allow that category.
| Tool | Provider | What it does | Category |
|---|---|---|---|
| Google Tag Manager (server-side, hosted by Stape) | Google; Stape | Loads the tools below, and only those in the categories you allow | Essential |
| Google Analytics 4 | Page and traffic statistics | Analytics | |
| Microsoft Clarity | Microsoft | Heatmaps and session recordings that show where pages are hard to use | Analytics |
| Google Ads | Measures our Google ads | Marketing | |
| Meta Pixel | Meta | Measures our Facebook and Instagram ads | Marketing |
| Intercom | Intercom | Runs the live chat window | Essential |
Google Tag Manager (server-side, hosted by Stape)
EssentialProvider: Google; Stape
What it does: Loads the tools below, and only those in the categories you allow
Google Analytics 4
AnalyticsProvider: Google
What it does: Page and traffic statistics
Microsoft Clarity
AnalyticsProvider: Microsoft
What it does: Heatmaps and session recordings that show where pages are hard to use
Google Ads
MarketingProvider: Google
What it does: Measures our Google ads
Meta Pixel
MarketingProvider: Meta
What it does: Measures our Facebook and Instagram ads
Intercom
EssentialProvider: Intercom
What it does: Runs the live chat window
4. Referral cookies
Arrived through an affiliate partner's link? A marketing cookie records the referral for 90 days, so the partner can be credited if you buy. It is set only if you allow marketing cookies. If you buy, the referral is recorded on your account.
5. How long cookies last
Session cookies are deleted when you close your browser. Persistent cookies stay until they expire or you delete them, and we set them for no longer than their purpose needs. The referral cookie lasts 90 days.
6. Your choices
In short: change your mind any time — sits at the foot of every page.
- First visit: the cookie banner offers Accept all, Reject non-essential or Settings. Nothing beyond essential cookies is set before you choose.
- Any time after: open in the footer and switch categories on or off. Withdrawing consent does not affect cookies used before you withdrew it.
- In your browser: you can block or delete cookies. Blocking essential cookies may stop sign-in or checkout working.
- Marketing emails are separate: use the unsubscribe link in any email, or see our Política de privacidade.
7. Changes to this policy
We may update this policy, for example when we change the cookies we use. Changes are posted here with a new "Last updated" date.
8. Contact
Questions about cookies? Email [email protected], use the Página de contato or start a .
