Seven programmes, one rulebook: how MultiFunded works

Start with the route to simulated funded trading

The evaluation route contains 1-Step Standard, 1-Step Pro, 2-Step Standard, 2-Step Pro, 3-Step. Those programmes have one, two or three evaluation phases. Instant starts at the simulated funded stage. Pay After Pass is a pay-later route with an evaluation before the remaining programme payment and simulated funded access.

All of these are simulated accounts. The headline size sets the basis for relevant targets and limits; it is not a spendable allocation paid to the trader. Rewards depend on eligible performance and the account conditions. Keeping that distinction clear makes the programme choice easier to compare with its fee and expected use.

Know the shared conditions

There is no best-day or best-trade consistency cap on any programme or evaluation or simulated funded stage. Programme phases have no time limit. Overnight and weekend holding are allowed, your own rule-compliant EAs are permitted, and the prohibited-conduct terms still apply. No consistency does not mean no qualifying days or no loss controls.

The standard reward split is 80%, with the standard first-request point 14 calendar days after the first simulated funded trade and a 14-day standard cycle. Simulated funded news conditions and the 2% Equity Protector sit alongside programme-specific loss limits. Read optional selections from the order rather than assuming the same configuration on every account.

Compare the differences that affect your method

For each product, write down the phase target, daily-loss percentage, maximum-loss percentage and static or trailing type. Then compare qualifying-day count and threshold. A lower target is only one trade-off; tighter loss room or different simulated funded conditions may matter more to the strategy you actually trade.

Holding time also varies: the flagship 2-Step Standard uses 3 minutes, while the Instant specification is separate. The flagship fee refund is attached to the 3rd successful reward. Other programme refund milestones are shown in the comparison. Do not promote one product's favourable number as if it described all seven.

Read the simulated funded column before the evaluation column

This order can reveal a poor fit quickly. Ask whether the simulated funded maximum loss remains static or trails, whether daily loss changes, and what qualifies a day. An evaluation can look comfortable while the next stage is incompatible with the method's ordinary holding time or drawdown path.

Use the same historical or practice sample for both stages, including open equity, costs and timestamps. Mark the evidence type clearly. A backtest showing that a sample fits the rules is useful screening; it is not a verified pass rate, an actual simulated funded record or evidence of a completed reward.

Choose a contract you can explain

Your final choice should fit in a short explanation naming the trade-off: a particular phase structure, loss floor, payment schedule and simulated funded routine. Save the exact order summary and rule version. If you cannot explain an important rule in your own words, resolve it before paying rather than relying on a comparison badge.

The programme comparison gives the side-by-side specification, while the rulebook explains shared mechanics. Use both with the Terms. A seven-programme menu offers different structures, but it does not remove the need for your own evidence, fee budget or operating plan before the first order.

Key takeaways

• Compare the full evaluation-to-simulated-account route.
• Separate shared policy from programme-specific limits and exceptions.
• Save the exact purchased configuration and rule version.

Sources and rule check

MultiFunded-specific details were checked against the programme configuration and rulebook on 23 October 2026. Read the conditions attached to your own account before trading; educational examples do not predict results.

• MultiFunded programme comparison — current phase targets and programme limits.
• MultiFunded trading rules and Terms — definitions, restrictions and reward conditions.