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LEGAL · TERMS & CONDITIONS

The agreement, clause by clause.

Every account runs on these terms. Here's what each side agrees to.Every MultiFunded account runs on these terms. What you agree to, what we commit to, and how rewards work.

Last updated: October 2026

  • 17 sections
  • 9 min read
  • Rules locked at purchase

The short version

  • All accounts use simulated funds. Fees buy access — they are not deposits or investments.
  • Your rules are locked in on the day you buy.
  • A loss-limit breach closes that account — nothing more.
  • First reward request 14 days after your first simulated funded trade.
  • Approved rewards start within 48 hours, or we add $1,000.
  • Rewards are refused only for the breaches listed here.

Summary only. The full Terms below apply.

रिवॉर्ड पर जाएँ

These Terms & Conditions ("Terms") govern your use of MultiFunded's website, dashboard and services (the "Service"). MultiFunded is operated by MultiFunded LLC, a limited liability company formed in Wyoming, USA. "MultiFunded", "we" and "us" mean MultiFunded LLC. Read these Terms in full before you buy a programme.

Simulated trading

Clients are provided with demo accounts that contain simulated funds for trading activities. All client trading operations are conducted in a simulated environment. Rewards are paid on eligible simulated performance under your account agreement.

1. Acceptance of these Terms

By creating an account, buying a programme or using the Service, you accept these Terms, the rules published for your programme and the policies linked here: the Privacy policy, Refund policy, Risk disclosure, Cookie policy and AML & KYC policy. If you do not accept them, do not use the Service.

1.1 Key terms

  • Programme — a product you buy, such as 1-Step Standard, 2-Step Pro or Pay After Pass.
  • Evaluation — the phase or phases you trade before the simulated funded stage.
  • Simulated funded account — the account you trade after passing an evaluation, or from day one on Instant.
  • Account size — the simulated balance an account starts with. It is not a deposit or a withdrawable balance.
  • Reward — an amount paid on eligible simulated performance on a simulated funded account.
  • Dashboard — your account area for accounts, verification and reward requests.

2. The Service

MultiFunded provides:

  • simulated trading environments and demo accounts;
  • trading evaluations and performance-based programmes;
  • educational resources and analytics;
  • access to third-party trading platforms and tools.

All trading takes place in a simulated environment. MultiFunded provides no brokerage, investment management or execution on live markets, and is not a broker, custodian or financial intermediary.

3. Eligibility

To use the Service, you must:

  • be at least 18;
  • have the legal capacity to enter a binding agreement;
  • not reside in a jurisdiction subject to FATF, EU or UN sanctions;
  • give accurate, truthful and complete registration details.

Programmes are not offered in every country.

4. Your account and its security

You agree to:

  • keep your details accurate and up to date;
  • keep your login and trading credentials secure;
  • take responsibility for all activity on your account;
  • tell us immediately about any unauthorised access or security breach.

Each account belongs to one person (see Section 8).

5. Programmes and fees

In short: one fee buys access. Pay After Pass is the exception: $9.99 to start, the rest only if you pass.

Taking part is voluntary and depends on:

  • paying the programme fee before access. On Pay After Pass, you pay $9.99 to start; the remaining fee is charged only when you pass, under the payment authorisation you give at checkout. If you do not pass, nothing more is owed;
  • following the trading rules published for your programme;
  • meeting the targets and conditions of each stage;
  • staying within your account's risk limits.

Programme fees are one-time fees, not subscriptions. They pay for access to the Service and cover costs such as technology, staff, platform access and operations. They are not deposits, investments or trading capital, and are non-refundable except under the Refund policy, including the fee refund in Section 13.8.

Optional add-ons change specific account terms, such as the reward split or reward cycle. They stay off unless you select them, and appear in your order summary before you pay.

6. Trading rules

In short: your programme's published rules apply, locked in on the day you buy.

The rules for your account are those published for your programme at purchase. They include:

6.1 Daily loss. The baseline resets at midnight UTC from the higher of your balance or equity. Your daily loss limit is the stated percentage of that baseline, not of the account size. Floating profit and loss counts, and the account is breached if equity falls below the limit at any time during the day.

6.2 Maximum loss. Static on every evaluation phase: the floor is set from the starting balance and never moves. On simulated funded accounts it is trailing on 1-Step Standard, 1-Step Pro, Instant and Pay After Pass, and static on 2-Step Standard, 2-Step Pro and 3-Step. A trailing floor sits the stated percentage below the highest balance the account has reached; on Instant it is updated at the end of each trading day. It rises with new highs and never falls back, including after a reward. Breaches are measured on equity, including floating profit and loss.

6.3 Breach. Exceeding the daily or maximum loss limit closes that account. There is no further penalty, and your other accounts are unaffected.

6.4 Minimum trading days. Where set, only qualifying days count: days closed with gains of at least the percentage of account size stated for your programme.

6.5 Consistency. No consistency rule applies to any programme or stage. There is no best-day or best-trade cap on gains, and no consistency threshold for passing an evaluation or requesting a reward. All other programme rules and reward eligibility conditions still apply.

6.6 Minimum hold time. 3 minutes on every programme except Instant, where it is 30 seconds. The 3-minute hold applies to both stages of Pay After Pass. It runs from open to close, for manual and automated trades.

6.7 Position limits. 100 lots per trade and 500 lots per day.

6.8 Equity Protector. On simulated funded accounts, losing positions close automatically at 2% equity drawdown. This is not a breach and does not end the account.

6.9 News trading. Allowed. On simulated funded accounts, gains from trades opened or closed within 5 minutes before or after a high-impact news release may be removed.

6.10 Resets and retries. Pay After Pass only: after a loss-limit breach, a reset costs 40% of the programme fee and restores the starting balance on a same-size account with new credentials. The optional Free Retry add-on gives one retry after an evaluation breach; it is not available on Instant.

6.11 Multiple accounts. You may run several evaluations and simulated funded accounts at once. Each is assessed on its own rules.

Rules locked at purchase

The rules and reward split in force when you buy stay attached to that account for its life. Later changes apply to you only if they are strictly in your favour.

7. Intellectual property

All content, branding, software and materials on the Service belong to MultiFunded or its licensors and are protected by intellectual property laws. Do not copy, distribute, modify or create derivative works without our prior written permission.

8. Prohibited conduct

You agree not to:

  • use the Service unlawfully;
  • manipulate, exploit or abuse our systems;
  • share, sell or transfer account access;
  • act deceptively, fraudulently or abusively;
  • break applicable laws or regulations.

8.1 Allowed: your own expert advisors (EAs) and automated strategies; scalping and intraday trading above the minimum hold time.

8.2 Prohibited on every account:

  • high-frequency trading and tick-scalping bots;
  • latency arbitrage;
  • exploiting pricing, data-feed or platform errors;
  • copying or mirroring trades between accounts — your own, external accounts or other traders';
  • account sharing, sales, transfers or third-party management.

An EA follows the same rules as you, and you are responsible for every trade on your account.

9. Disclaimers

  • All accounts are demo accounts with simulated funds.
  • No capital is traded on your behalf.
  • Past performance is not a reliable indicator of future results.
  • Nothing on the Service is financial or investment advice.
  • Trading involves risk and is not suitable for everyone.
  • Rewards and programme outcomes are not assured.

Full detail: जोखिम प्रकटीकरण.

10. Limitation of liability

To the fullest extent permitted by law, MultiFunded is not liable for indirect, incidental, consequential, special or punitive damages, including loss of profits, data or business opportunities, arising from your use of the Service. Nothing in these Terms limits liability that cannot be limited by law.

11. Indemnity

You agree to indemnify MultiFunded and its directors, officers, employees and partners against claims, losses, liabilities and expenses arising from your use of the Service, your breach of these Terms, or your breach of any law or regulation.

12. Termination

In short: only these five reasons can close an account. Anything other than an automatic loss-limit closure is reviewed first.

We may suspend or terminate an account only for:

  • breaching its loss limits (daily or maximum loss);
  • using a strategy prohibited under Section 8;
  • identity fraud or misrepresentation during registration or verification;
  • chargeback abuse, as described in the Refund policy;
  • using the Service from a sanctioned jurisdiction.

Except for automatic closures after a loss-limit breach, we review the account first and tell you the specific breach.

13. Rewards

In short: first request 14 days after your first simulated funded trade. Reviewed within 24 hours. Started within 48 hours of approval, or we add $1,000.

All accounts are simulated. Rewards are paid on eligible simulated performance under your account agreement.

13.1 Reward cycle. Request your first reward 14 calendar days after the first trade on your simulated funded account, then every 14 days. Weekends and non-trading days count. With the Weekly Rewards add-on, the cycle is every 7 days instead of 14.

13.2 Eligibility. Each request needs your programme's minimum trading days, completed identity verification, rule compliance and correct payment details. Passing an evaluation does not by itself make a reward payable.

13.3 Amount. There is no fixed cap per reward. You can request your eligible simulated gains above the starting balance, multiplied by your split, after your account's rules apply. Your dashboard shows the figure.

13.4 Review. Reward requests are reviewed within 24 hours of submission.

13.5 The 48-hour policy

Approved rewards are initiated within 48 hours of approval. If we initiate later, we add $1,000 to that reward — one credit per request. Exclusions: incomplete identity verification; payment-provider or blockchain network outages beyond our control; requests under active rule-breach review. Provider settlement time is separate. This policy does not promise approval, or receipt, within 48 hours of a request.

13.6 Identity verification. Once, before your first reward. It is not repeated for later rewards or accounts. See the AML और KYC नीति.

13.7 Split. The split stated for your account at purchase: 80%, or 100% with the 100% Reward Split add-on. It applies for the life of the account.

13.8 Fee refund. Where your programme includes a refundable fee, shown at purchase, the programme fee is refunded automatically with that account's 3rd approved reward on 1-Step Standard, 1-Step Pro, 2-Step Standard, 2-Step Pro and 3-Step; the 4th on Pay After Pass; and the 5th on Instant. No separate request is needed.

13.9 Refusals. A reward request is refused only for the specific breaches in these Terms and your programme rules — never at general discretion.

13.10 Payment. Rewards are paid by crypto only, using the wallet details you enter in your dashboard. Any minimum amount, fee and processing time for your method are shown in the dashboard when you request. Keep your payment details correct.

14. Governing law

These Terms, and any dispute arising from them or the Service, are governed by the laws of the State of Wyoming, USA. The courts of Wyoming, USA have jurisdiction. This does not affect your rights under Section 15.4.

15. Disputes

15.1 Talk to us first. Before starting formal proceedings, raise the dispute with our support team through the Contact page or by email to [email protected]. We respond to formal complaints within 10 business days and will work in good faith to resolve them.

15.2 Arbitration or courts. Disputes not resolved this way are finally resolved by binding arbitration or by the courts of Wyoming, USA (Section 14), subject to Section 15.4. Consumers retain any mandatory right to bring proceedings in their local courts.

15.3 Class-action waiver. Where enforceable, disputes must be brought individually, not as a plaintiff or class member in any class, collective or representative proceeding.

15.4 Mandatory consumer rights. Nothing here limits mandatory consumer rights under the law of your country of residence (for example, in the UK or EU), including any right to bring proceedings in your local courts that cannot be excluded by agreement.

15.5 Time limit. Unless the law prohibits it, claims arising from these Terms or the Service must be brought within 12 months of the event giving rise to them, or they are permanently barred.

16. Changes to these Terms

We may update these Terms. Changes are posted here with a new "Last updated" date, and continued use of the Service means you accept them. Updates never override Section 6: the rules in force when you bought an account apply for its life, and later changes apply only if strictly in your favour.

17. Contact

Questions about these Terms? Email [email protected], use the संपर्क पेज or start a . Support hours: Monday to Friday, 9:00–18:00 UTC.

MultiFunded is operated by MultiFunded LLC, a limited liability company formed in Wyoming, USA.

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